7 Tips To Help First-time Parents Prepare Financially For A Newborn

Congratulations! In the next few months, your first piccaninny will be in your hands. You will be unable to control your joy and of course, you have thought of different things you will do for your newborn. This is why preparing for a baby takes a lot of work, planning, and energy. For your plans to come to fruition, you need money. So, whether you are a first time parent or planning to have one in the future, Jumia Travel, the leading online travel agency, shares ways to financially prepare for a newborn especially if you are having a baby for the first time.

Start saving

Having a baby means that your financial responsibilities are about to double or triple. The best way to cushion the effect or impact of this is to start saving. Do not wait until you see your wife’s protruding belly before you start.

Set up a baby fund

Some banks have packages for customers who want to establish a baby fund. You only need to approach them. Tell them to deduct a certain percentage from your account at the end of the month for your baby fund. If you like, it can be a joint account.

Adjust your budget

A budget is the ultimate way to check your spending. With a new member coming into your family, you have to overhaul your budget to accommodate or reflect the changes. Check your budget again and again and remove non-essential items you do not need. Do this with your better half.

Figure out your income

When you have a baby, it doesn’t mean your income will increase. Will you work more jobs to earn more income? Even if the income is enough, how do you intend to assign the money so that it can go round? Remember that there are other responsibilities besides having your baby.

Review your spending

After you get married, you have to streamline your spending. There is no room for extravagance. Even if this is the case before you had a baby, you have to stop after having a baby. This doesn’t mean you should live below the line.

Keep your baby purchases in check

There is the tendency that you may want to spend so much on your baby whether they need whatever you are buying or not because you are excited. Do not make this mistake, buy things that are important and essential for their upkeep. Other things can come later.

Do not throw a lavish christening

We love parties in Nigeria and we love to celebrate everything. If you have to celebrate the christening of your child, it has to be in moderation. There is no need to go all out.

 

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7 Reasons Nigerians ‘Love’ iPhone

iPhone and Android-operated have been around for awhile and there has been this raging about which is better. Even Nigerians are not exempted from this debate. Funny enough, you will find Android users if given the chance will ditch their Android for iPhone. That is the love Nigerians have for iPhone even if they cannot afford it. But the problem here is that their love is not based on an informed point of view because there are many Android phones that are far better than the iPhone. Regardless, Jumia Travel, the leading online travel agency shares reasons why Nigerians love iPhone.

They just like iOS better than Android

Some Nigerians just like the iOS than Android because of what they have heard over time about iPhone. Thanks to the solid and strong Public Relations machine of Apple. They have made us believe that there are no other phones that are better than the iPhone. This is wrong. You have Samsung Galaxy S7, Huawei Nexus 6P, LG G5, Samsung Galaxy Note 7 and HTC 10.

iPhones support all of the apps you want

Almost all the apps you want is available on iPhone. So, whatever app you are using and is important to you, you will definitely find is on iPhone. In addition, there are a variety of helpful apps you will have access to.

 iPhone are durable

Should we say iPhone is overhyped? True. The reputation that Apple makes quality and stylish Phones is in our faces. Granted, iPhone may last longer but it does not mean that Android phones are not durable. iPhone and Android phones can last longer. It only depends on the manufacturer. We can all see how Samsung is competing strongly with iPhone.

iPhones are compatible with other Apple devices

iPhone works perfectly with other Apple devices including MacBook and iWatch. The connection is seamless. But it is a torrid time if you are attempting to connect your Android phone with a MacBook or an iPhone.

iPhone is immune from virus and malware

Many believe that iPhone cannot be infected by virus and malware. This is actually not true.  The fact is iOS apps can still be infected with malware and virus especially when you use unsecured Wi-Fi networks to download apps. Due to this, many Nigerians love and prefer the iPhone.

iPhones have better resale value

This is a major reason why Nigerians love iPhone. No matter how poorly used your iPhone appears, it will still sell for a good price than some Android phone.

To Show off

Being able to afford an iPhone means you have a deep pocket. The cost price of iPhone is as much as N400,000. Even if you are using a fairly used iPhone, people will still have the same perception.

Top Restaurants to Dine in Abuja

The capital city of Nigeria is fast assuming the status of a mega city like its rival city Lagos, attracting tons of expatriates, industrialists, and government officials due to rapid expansions and a sizeable number of ongoing developmental projects. Ultra-Modern structures, world class hotels, and restaurants can be seen springing up in the Federal Capital Territory.

Abuja has become one of the top cities to look forward to during trips, as it boasts of one of the world’s best culinary experience. Get a taste of local Nigerian Cuisine and various continental dishes at some the best restaurants in town.

Are you planning to visit the capital city, a list of some of the best restaurants to visit and treat yourself to mouth-watering meals during your stay in Abuja has been put together just for you.

  1. Oriental Restaurant:

The Oriental Restaurant in Transcorp Hilton Abuja is frequented by businessmen and socialites alike, spend some time feasting on Oriental cuisine, Thai fare, and Mongolian specialties amidst a number of classy cuisine buffs. Housed in one of the 5-star hotels in Nigeria, the restaurant has become a favourite amongst locals and business guests. A themed buffet is usually organized on selected evening, enjoy a perfect dining experience in this tastefully furnished restaurant on your next trip to Abuja.

Papillion Restaurant: A visit to the Federal Capital Territory will be incomplete without a trying out an Al Fresco dining at the Papillion Restaurant in Sheraton Hotel Abuja. The restaurant offers amazing meal options in a scenic garden setting. It is one of the best buffet restaurants in the city which offers a blend of African and international cuisines. The Arabian-themed buffet organized every Thursday night is worth trying out.

  1. Tulip Bistro:

Tulip Bistro is fast becoming a favourite for casual dates and intimate parties. The restaurant is one of the best places to enjoy excellent meals in Abuja. Treat yourself to juicy lamb chops with grilled or mashed potatoes, delicious cakes, tarts and sandwiches as well as excellent Fettucini Alfredo.

  1. Woks and Koi:

Woks and Koi is an upscale contemporary styled restaurant in Abuja which offers an assortment of excellent Asian cuisine.  Enjoy an exquisite dining experience in a restaurant with bespoke artworks while feasting on steamed Dumplings or Shredded Calamari with green pepper sauce.

  1. The Nile Place Restaurant and Lounge:

The restaurant offers value for your money and an unforgettable dining experience. Both local and international dishes are served, the classy interior complemented by contemporary artworks is just perfect for a date night with friends or a business date. The Moroccan section of the restaurant provides Shisha, flanked by rugs, low chairs and throw pillows, the atmosphere is perfect for a cozy time out with loved ones.

These restaurants are just a few of the many amazing places to wine and dine during your stay in Abuja. What could be better than enjoying fine dining and finding the perfect and most affordable accommodation in Abuja on your next visit, check out the list of 5-star accommodation and cheap hotels in Abuja only on Jumia Travel.

 

Travel Gift: Top 10 Gift Ideas for the Explorer in your life

So what are the perfect gift items for travel junkies? When looking for the perfect gift for that special someone, you can be tempted to get an expensive iPhone 7 or a PS4 but remember those may not be the most ideal gifts items for a person consumed by wanderlust.

Are you looking for the perfect gift ideas for that special globe trotter in your life? You must remember that what separates a good gift from a great one is its usefulness and sentimental value. The best presents are either incredibly useful or are personal gifts that evokes great emotions of love.

Here are a few thoughtful travel gift inspirations to help spark up your imagination:

  • Headphones:

Headphones can be really useful during a trip, as they are perfect for blocking out external noisy when trying to relax. They come in handy for listening to great music during a stopover or watching an inflight movie during a trip.

  • Stylish Travel Gear:

What better way is there to travel, if not in style? Do you feel like doing a little extra? Help them hit the airport in style with sleek luggages, get them eye catching toiletry bags and fun travel accessories. Think beyond the primary luggage and consider their personal style and interests – such as a shoe bag for the fashionista, a heat-resistant flat-iron case for the primper on the go, and carry-on bags that charge electronics for the tech nerd.

  • Camera:

A great digital or vintage inspired camera is one the ways to lit up the face of a travel junkie. With a camera, he can capture all the fun moments on a trip through the power of these powerful lens, keep them for memories sake or share their experience with friends.

  • Power Banks & Adapters:

A must have for frequent flyers, high capacity power banks and compact power adapters can be extremely useful during a trip. These ensures your frequent traveller is always plugged in it, his phones and laptops or cameras can be well charged.

  • Travel Maps:

Get a bucket list travel map with illustrations of the world’s most awesome destinations. From big-name spots to little-known gems, help the travel junkie discover the world as they haven’t seen it before.

  • A journal:

A travel themed journal is a fun way to collate and document memories. From the sandy deserts of North Africa, the rich wildlife of East Africa to the warm reception by the people of Ireland or the beauty of the souks in Dubai. Here is an opportunity to pen down every thought and memory as they travel across the world.

  • Travel Deals/ Hotel Vouchers:

Gift the globe trotter or frequent traveller in your life an exciting travel deal to a place they have been longing to visit. A hotel reservation is appropriate for business travellers who frequently go to the same city. Surprise them with a voucher for a luxury accommodation or get them the best hotel deals in a country of their choice.

  • E Reader or Tablets:

Tabs and E readers are perfect for passing time during a long travel. They can be updated with content wherever there is WiFi. It allows them travel light, as there will be no need to pack a bundle of novels. You can opt for an online store credit to keep them stocked up, if the travel junkie already has these.

  • Instant Smart Phone Printer:

With an instant smart phone printer, there will be no need to just save pictures. They can actually print these pictures instantly. So cool!!

  • Create a personalized Care Package:

You can wait until their next trip to give out this surprise.Create a personalized care package that contains various items that are some of their favourites. You can include customized travel essentials, chocolates and a mini bottle of gin. No matter what you do, just get creative and personal.

Photo credit: http://katewashere.com/

Written by: Mariam Banwo Barry

 

5 Ways To Stay Healthy During Ramadan

During Ramadan, followers of Islam have no choice than to change their eating habits. They have to abstain from food from dawn to dusk. It can take time for the body to adjust to this new routine. The body begins to react to these changes and it can lead to a number of health issues if you ignored. Although fasting is good for the body, it is important for you to stay on top of health game so that you do not suddenly fall ill. Falling ill may prevent you from travelling to Mecca if you plan to go for the lesser hajj whose package you can buy on Jumia Travel, the leading online travel agency or celebrating the end of fasting. In line with this, we share ways you can avoid any health issues during the Ramadan.

Eat fibre and protein in the morning

What you eat during fasting is important, as it is your last meal before starting your day. Hence, ensure that your pre-dawn meal contains protein and fibre. This will help keep hunger at bay.

Avoid the sun to stay hydrated

To stay healthy, it is better to avoid the sun, and spend all your day in warm places and avoid stressful exercises. You can eat fruits in the morning as the water it contains helps to hydrate the body through the day. Also, do not to drink water excessively. Meanwhile, Coffee lovers should quit coffee and tea they can increase thirst and dehydration

Don’t overeat after breaking your fast

You may be tempted to overeat after breaking your fast to make up for what you missed. In addition, avoid food without calories and junk food. This will help you recover lost energy.

Blend fasting to your health condition

For persons who are suffering from an ailment, adapt your fast to this condition. If you decide to fast, you should consult your doctor to develop a fasting plan adapted to your condition. If feel any discomfort, you should break your fast.

Get plenty of rest

Abstaining from food will drain your energy, and more so if you exercise. Try and get as much rest as possible.

5 Spots You Must Experience In Abeokuta

Abeokuta offers the ultimate getaway from the craze of Lagos which is a mega city. It’s replete with rocks and hills that give picturesque views of the ancient city. Abeokuta’s history is rich and it’s culturally vibrant. There is so much to do in this city which makes it a perfect destination for tourists. Jumia Travel, the leading online travel agency, identifies some of the spots to experience in the rock city.

Olumo Rock

Olumo Rock is the signature tourist attraction in Abeokuta and your visit is incomplete if you do not go there. It was a safe haven for the Egba people escaping from wars. It is an experience you will never forget that is if you climb the rock.

Visit the palace of the Alake of Egbaland

The current Alake of Egbaland is HRH Adedotun Aremu Gbadebo. He is responsible for keeping the peace in Egbaland. You can pay the palace of his Majesty a visit to know more about Abeokuta and Egbaland. If you are lucky, you may meet the Alake.

Surulere Restaurant

This is one of the restaurants that almost everyone in Abeokuta eats. So, if you are a foodie, Surulere is highly recommended. Interestingly, their foods are very affordable and inexpensive. Local foods are readily available.

June 12 Cultural Centre

The June Cultural Center has so many things to offer tourists. From watching movies to learning about notable Nigerians especially of Yoruba extraction and much more. It is located between the MKO Abiola International Stadium and Kuto Market.

Adire shopping at Itoku market

The Adire attire is the pride of the people of Abeokuta. Do not hesitate to buy one as a souvenir for your friends. It is quite affordable.

7 Reasons You Should Stop Chewing Gum

Some of us cannot do without chewing gum daily.  This is because the flavour or mint of the gum help masks or prevent mouth odour. While there are positive benefits of chewing gum, there are also downsides you should never ignore. Jumia Travel, the leading online travel agency shares some of these downsides.

It makes you hungry

Chewing gum can activate your hunger pangs. Thus increasing your cravings for food. So, if you do not want to get hungry, do not eat gum immediately after consuming mama put. This can also help put your weight in check.

Tooth damage

If the gum you chew contains sugar, you are exposing yourself to tooth decay. It makes no difference if it is a sugar-free gum, there are still risks to your teeth. This is because sugar-free gum has acidic flavours and preservatives that may lead to tooth damage.

Excess strain on your jaw

Chewing gum can cause jaw muscle imbalance especially if you chew on one side more than the other. To prevent this jaw strain or pain, you should chew on both sides.

Causes headaches

Young individuals who chew gum are more susceptible to headaches and severe migraines. This is due to the fact that you suffer from jaw strain and this can cause headaches.

Artificial sweeteners are linked to cancer

Like earlier said, it makes no difference whether your gum contains sugar or not. This is because sugar-free gum has artificial sweeteners which are usually used to replace sugar. The most common one is aspartame which is a harmful ingredient that has been linked to cancers, brain tumours, weight gain and birth defects.

It can result in farting

Chewing gum allows too much air into your body. This can result in bloating which is why you fart very often.

 It doesn’t prevent bad breath

Bad breath is a symptom of digestive problems or excessive tooth decay. You should deal with the root cause of the problem rather than using chewing gum to hide it. You will realise that even if you stop chewing it, the halitosis still remains.

5 Ways To  Defeat Procrastination

Procrastination is the action or habit of delaying or postponing something. We are all guilty of this. Quite a number of things may result in the reluctance to perform a task. One of which is a lack of motivation. Regardless, you should know that whether you postpone it or not, no one will do your job for you. This is a reason why you should not procrastinate. But if you are among those who are chronic procrastinators, Jumia Travel, the leading online travel agency shares ways you can defeat procrastination.

Do one thing at a time

Large tasks usually appear inundating. You should break down the task into smaller and more manageable pieces. Doing this will make it easier for you to start and conclude your responsibilities.

It does not have to be perfect

You should know that nothing is perfect. With this at the back of your mind, you should simply focus on giving your best and when you are sure you have done so, you can send it to your boss or manager. However, if you wait for it to be perfect, you may never want to do it because your mind will be focused on it being 100%.

Improve confidence and self-belief

You should get rid of your fear about starting a task by being confident that you can do it and you will definitely get the desired result. If the opposite is the case, you will never start because you lack self-belief.

Deadlines

It does not matter if your job requires you to submit your assignment at the deadline. The deadline you set for yourself will inspire you to start. Do not forget to reward yourself when you are done.

Do the difficult and important tasks first

You should always start with the difficult and important jobs first. The harder the tasks are, the more energy and concentration you invest in completing them. You do not want to start them when you are tired. It is, therefore, better to do the hardest and most important tasks first.

5 Ways To Save Money On Internet Expenses

A good internet at home is essential whether you are a Netflix freak or you are just trying to keep up with your friends on social media. Unfortunately, every month your internet bill keeps rising that you want to stop subscribing. The fact is that you can reduce your usage and still get affordable internet service monthly. Jumia Travel, the leading online travel agency shares ways to can cut your internet bill.

Get the best competitive price

If you are frustrated with your high internet bills, you can take time out to research the cost of buying data from several other Internet Service Providers. When you have done this, contact your service provider and let them know that their charges are on the high side. Certainly, they do not want to lose their customer. Hence, they have no choice than to review their prices. If nothing happens, you can move to their cheaper and fast competitor.

Check out promos

If promotional pricing is available, you should take advantage of it so that you get a short term price reprieve. Hence, always be on the lookout for these promos.

Reduce your speed

You might think that it’s best to get the internet package with the highest possible speed, but for most homes, a high-speed account ends up being a waste of money. Since you are not a business enterprise, you should get a low-speed internet plan so as to pay less at the end of the month.

Buy your own modem and router

You can also buy a modem or router rather than subscribing to a service provider which can be expensive. So, buying your own modem will significantly trim your internet spending.

Threaten to cancel

This oftentimes works especially if your internet provider is customer friendly. Whether you plan to cancel or not, sometimes threatening that you will is enough to get your internet bill reduced. This will prompt them into taking action to do something about your high bill.

7 Helpful Tips For Living On Your Own For The First Time

You have stayed with your parents for years. Whether you like it or not, you have to leave their home someday to start your own life. This is a prospect that quite a number of people do not look forward to. This is probably because they are leaving their comfort zone where they get everything to start a whole new life adventure which is to live on their own. This can be very daunting. Regardless, you have to know that you have no choice than to move out. Not to worry, Jumia Travel, the leading online travel agency shares helpful tips for living on your own for the first time.

Budget before you move

Money is essential in everything you do. This is why a budget is essential. Hence, before you move into your new apartment, prepare a budget showing your current income and your possible expenses. For expenses, don’t forget to put a price to them even if it is estimated. After you have moved, make budgeting a habit.

You don’t need to recreate the comfort of your parent’s home

A mistake a lot of young people make when they first move out on their own is to attempt to reconstruct every part of how they used to live. This is risky because you will go broke. You have to gradually furnish your home to your own taste. The mantra should be slow and steady.

Buy quality and durable items

In a bid to be very comfortable in your new home, you buy second hand, cheap and substandard products. Of course, you know that these products are not likely to last. This is because it will be a waste of resources if you are buying the same product 6 months after. So, be patient and save up to buy quality.

 Imbibe the maintenance culture

The truth is that many of us lack maintenance culture. It is not until something crashes before we take action. So, try to maintain your gadgets by cleaning and preventing them from dropping. This will prevent you from racking up repair expenses and you know these artisans can rip you off.

Evolve a system for paying bills 

Living on your own usually means you will have quite a number of bills to pay on top of whatever bills you already had. If you don’t have a payment system in place, you will be unable to keep track of your bills and you will fail to make a required payment as at when due. Find a bill-paying method that works for you. If you can completely get rid of the recurring bill, it is better.

Create a borrowing network

This may be difficult because everyone seems to be minding their business. However, if you are in the midst of young people it can work.  This is because you cannot buy every piece of equipment you might ever need. So, you should know who has these items you might occasionally need and are willing to borrow you.

Learn how to cook

You must eat because you cannot starve yourself. So learn how to cook if you do not want to finish all your money on mamaput. Also, try as much as possible to buy in bulk.